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Understanding Your Rights as a Consumer
Debt collection agencies like Machol & Johannes often go too far. If you're receiving endless calls, threats, or abusive messages, you may be a victim of harassment. The Consumer Law Firm Centre specializes in protecting consumers just like you from the overwhelming pressure and unlawful tactics of debt collectors. If you're tired of the harassment, you have legal rights—and we’re here to help you exercise them.
What Is Machol & Johannes Debt Collection Harassment?
Machol & Johannes is a third-party debt collector based in Denver, Colorado. While they are a legitimate collection agency, their tactics have often been the subject of complaints and lawsuits. Harassment from this agency may include repeated calls at odd hours, threats of legal action, profane language, or misleading information about your debt. This type of behavior is more than just unpleasant—it may be illegal.
The Fair Debt Collection Practices Act (FDCPA)
The FDCPA is a federal law that protects consumers from abusive collection tactics. Under this act, debt collectors like Machol & Johannes are prohibited from using threats, harassment, or deception when attempting to collect a debt. If they break the rules, you may be entitled to financial compensation, including up to $1,000 in statutory damages plus coverage of legal fees and court costs.
Common Harassment Tactics Used by Machol & Johannes
The Consumer Law Firm Centre has helped numerous clients who experienced the following from Machol & Johannes:
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Calls before 8:00 a.m. or after 9:00 p.m.
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Calls to your workplace despite instructions not to.
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Speaking with third parties about your debt.
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Using vulgar or abusive language.
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Making false or misleading statements.
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Threatening arrest or legal action.
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Overcharging or adding unlawful fees.
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Providing false information to credit reporting agencies.
These actions not only violate your privacy but also your legal rights.
Are You Receiving Calls from These Numbers?
Many victims of harassment have reported calls from numbers such as:
☎️ 866-729-3328
☎️ 866-857-7527
If you’ve been contacted by these or similar numbers, it’s likely Machol & Johannes trying to collect on a debt—possibly using illegal means.
Steps to Stop the Harassment
The Consumer Law Firm Centre encourages victims to take the following steps to stop Machol & Johannes debt collection harassment:
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Document Every Interaction
Keep a detailed record of calls, voicemails, emails, or letters you receive from Machol & Johannes. Take note of dates, times, and the content of each interaction. -
Send a Cease and Desist Letter
Formally request that all communication stop. Once they receive this letter, any further non-essential contact from the agency may be a direct violation of the FDCPA. -
File a Complaint with the FTC
Report Machol & Johannes to the Federal Trade Commission. Your complaint strengthens the case against them and helps protect other consumers. -
Consult the Consumer Law Firm Centre
Our team is highly experienced in FDCPA cases. We provide personalized support to evaluate your situation, file a claim, and help you get justice. Whether it’s a settlement or a court case, we’ll fight to make sure your rights are upheld.
Who Can Benefit from Legal Action?
If Machol & Johannes has:
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Threatened you
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Contacted your employer
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Called relentlessly
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Lied about the amount you owe
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Used profane or hostile language
Then you may have a valid claim. The Consumer Law Firm Centre can determine if their actions meet the legal standard for harassment and assist you in pursuing compensation.
Frequently Asked Questions
Is Machol & Johannes a scam?
No, they are a real debt collection agency, but that doesn’t mean all of their actions are legal. They have received numerous complaints about their aggressive and questionable collection tactics.
Can I sue Machol & Johannes for harassment?
Yes, if they violated the FDCPA, you may sue them. The Consumer Law Firm Centre can represent you in your claim and ensure your case is properly handled.
Do I need to pay to file a claim?
Many FDCPA claims are handled with no upfront legal fees. If we take your case, we often recover legal fees from the debt collector.
How long does the process take?
It depends on the case, but our goal is to move quickly, file your claim promptly, and get you relief from the harassment as soon as possible.
Why Choose Consumer Law Firm Centre?
The Consumer Law Firm Centre focuses solely on protecting individuals from abusive debt collection practices. We understand how emotionally and mentally draining debt harassment can be. Our legal team is committed to advocating for you with compassion, skill, and urgency. We’ve helped countless people reclaim their peace of mind—and we’re ready to help you too.
Take Back Control Today
If Machol & Johannes is making your life miserable with constant phone calls, threats, or misrepresentations, don’t stay silent. You have rights under the FDCPA, and the Consumer Law Firm Centre is here to enforce them. Reach out now for a free consultation and take the first step toward ending Machol & Johannes debt collection harassment once and for all.

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