The US views digitised money as a systemic fragility, while Europe sees efficiency and control—raising a key question: Are CBDCs boosting resilience or centralising risk? At a time when central banks worldwide are actively pursuing the development of digital currencies, the United States (US) has opted for a markedly different approach—outright prohibition. In January 2025, President Trump issued an executive order prohibiting the establishment, issuance, or circulation of a Central Bank Digital Currency (CBDC), citing concerns related to privacy, financial stability, and national sovereignty.
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