Protect Your Home Smartly with Affordable Condo Insurance

Protect Your Home Smartly with Affordable Condo Insurance

Owning a condo offers the perfect blend of homeownership and convenience — you get your own space without the full responsibilities of maintaining a standalone home. However, while your condo association covers the building’s exterior, it’s up to you to protect everything inside. That’s where affordable condo insurance comes in. Having the right policy ensures that your personal belongings, liability, and interior features are protected without draining your budget.

What Is Condo Insurance?

Condo insurance, also known as HO-6 insurance, is designed specifically for condominium owners. It provides coverage for the parts of your home that your homeowners association (HOA) policy doesn’t protect. While your HOA’s master policy usually covers the building’s structure and common areas, your individual condo insurance covers the interior of your unit, your belongings, and personal liability.

In simple terms, affordable condo insurance bridges the gap between what the HOA covers and what you need to protect personally. Without it, you could face expensive out-of-pocket repairs or replacement costs in the event of theft, fire, or water damage.