Dar Credit and Capital IPO GMP

The Dar Credit and Capital IPO GMP is being monitored in the grey market before its listing on the NSE SME platform. The grey market premium as of May 16, 2025, was recorded at ₹12 above the upper price band of ₹60, suggesting increased demand in the unofficial market. This GMP is especially favourable for those wishing to gain from the potential listing. Investors in the grey market tend to follow its activity to gauge the expected listing price and the accompanying sentiment of the market.

Dar Credit and Capital IPO GMP Today

For investors evaluating IPO GMP today, Dar Credit and Capital has become one of the most talked-about SME IPOs in the grey market. The current grey market premium indicates a probable 20% upside, which could benefit both retail investors and HNIs. The GMP today provides a benchmark that indicates the level of interest from investors and assists traders in making decisions to profit from the upcoming listing. This is aimed at those wishing to capitalise on volatile changes induced by speculative trading. However, other factors such as business fundamentals, need to be considered for investments by retail investors targeting this IPO.

Dar Credit and Capital Latest IPO GMP

Dar Credit and Capital IPO has witnessed strong buzz in the latest IPO GMP updates in the SME sector. The continual premium in the grey market even before opening indicates increasing interest in financial sector SMEs. The IPO has joined the list of SME offerings this year that are receiving retail and institutional attention. For investors, monitoring the latest GMP trends can be useful in attempting to align their expectations with the movement of the market.

Dar Credit and Capital Live IPO GMP Updates

Keeping track of live IPO GMP updates is crucial for investors looking to participate in the Dar Credit and Capital IPO. Finowings and other platforms provide instant updates on the movement of GMP, the level of subscriptions, and the trends in active bidding. Closer to the IPO date, movements in GMP tend to reveal key information about shifts in market demand. The current live GMP of ₹12 indicates that there is some optimism regarding the IPO, but it is more useful to track incremental changes during the bidding period.

Dar Credit and Capital GMP Prognosis For A New IPO

While analysing IPO GMP figures, Dar Credit and Capital is an example of an IPO to consider paying particular attention to in May 2025. Furthermore, the company is placed in the financial services sector, so its business model and growth, along with a retail lending focu,s render the company appealing for investors willing to invest in the NBFC segment. The grey market premium prior to listing points towards an upbeat debut, which is consistent with the trend noted in recent SME IPOs. For those investors who follow the market closely, this IPO is one to watch not just for valuation but also for GMP volatility.

Dar Credit and Capital IPO GMP Live Updates Today

As of now, Dar Credit and Capital’s IPO GMP live updates today puts it at a live premium of ₹12, which is a 20% listing gain from the previous ₹60 band they are expecting. This increase in premium indicates consistent sustainment of investor sentiment before the IPO goes public on May 21, 2025. Continuous tracking of GMP trends can assist many investors in changing their application decisions in case there is a marked surge in the expected price, especially for short-term investors focused on listing gains. The ability to follow IPO GMP updates live has become integral to SME IPO discussions.

Dar Credit and Capital IPO – Detailed Overview

IPO Dates and Pricing

Public subscription for the IPO of Dar Credit and Capital Limited will open from the 21st of May to the 23rd of May in 2025. The IPO is structured with a fresh issue of 4,276,000 shares for a total of ₹25.66 crore, which translates roughly to USD 3.079 million. The price set on the IPO falls somewhere between ₹57 and ₹60 along with a lot size of 2000 shares which comes out to an investment of ₹1,14,000 for retail investors. 

Dar Credit and Capital Company Background

Dar Credit and Capital was founded in the year 1994 and it has its headquarters in Kolkata. It is one of the non-banking financial companies (NBFC) which focuses on extending credit to weaker income classes including low-paid employees, small business owners, women, and municipal workers. The company had an active customer base of 24,608 as of December 31, 2024 through 27 branches in 6 states. This attests to their on-the-ground presence and supportive lending approach.

Dar Credit and Capital Financial Performance Snapshot

• Total Revenue (9 months ending December 2024): ₹31.03 crore

• Profit After Tax (PAT): ₹4.92 crore 

• Net Worth: ₹69.67 crore 

• Total Assets: ₹221.60 crore 

The company's progress shows steady increases across the board, and in this case, with the lending book, supports the rising grey market valuation.

• Utilisation of IPO Proceeds

• The company plans to utilise the capital collected from the IPO for the following:

• Developing the company’s capital base

Corporate Overview

Improving the company’s financial position and increasing lending activities

Dar Credit and Capital Listing Information

The shares are expected to be listed on the NSE SME platform on May 28, 2025. There is positive sentiment regarding this listing because it is anticipated to receive strong interest from both SME-oriented funds and retail investors.

Dar Credit and Capital Valuation and Investment Considerations

Despite the strong demand that is represented by the Dar Credit and Capital IPO GMP, the investors in the IPO should consider the valuation. The IPO offers shares at a P/E ratio of 15.11x based on FY24 earnings, which is considerably higher than the P/E industry average of 5.69x. This aggressive pricing suggests that the company will need to deliver on growth expectations fully, which heightens concerns over valuation. Therefore, cautious due diligence is advised.

Conclusion

The Dar Credit and Capital IPO offers a unique opportunity for investment in India’s growing NBFC sector. This is given the strong fundamentals, a directed business model, and good GMP speculation, which is attracting great interest from the SME investment space. It is encouraging that investor sentiment on the Dar Credit and Capital IPO GMP today is ₹12. Still, a sound investment decision stems from the combination of analysing GMP data, financial analysis, and risk assessment.

For those who are monitoring the latest IPO GMP numbers or checking live IPO GMP updates and comparisons, this IPO warrants close attention for both potential listing gains and enduring value. 

For additional details, please consult the official IPO website: Dar Credit and Capital IPO GMP